Ben Backx

Wealth x Technology

Operator Journal

Mostly building. Occasionally firefighting. Always learning.

Notes from life in wealth and technology: what worked, what failed, and what I'd quietly avoid next time.

Latest from the blog

Open Banking Is Moving From Data Access to Payment Authority

Open banking becomes more consequential when permission moves from letting a product see financial data to letting it move money under specific conditions.

wealth 5 min read 2026-06-04
The Open Finance Roadmap Is Really a Product BacklogA Portfolio Is Not Enough Context for Personal AI

Latest from Baxnet Technologies

Writing from the products and ideas I’m building

Browse all 34 articles

Built products across London, Singapore, Bangkok

From Amex/RBS/SCB to CPO/CTO roles

Wealth-tech operator + builder

Open to media, research, and speaking

Ventures

Current company-building work across GoUpscale and Mimoto.

Blog

Thoughts, experiments, and build notes that are worth sharing.

Career

Career journey across banking, startups, and building in Asia.

Profile

The personal side: what I watch, read, listen to, and how I think.

Contact

Best way to connect is via LinkedIn.